Lines of Credit
Maximize Your Total Fleet Investment
An Isuzu Finance Commercial Vehicle Line of Credit is the ideal tool if your business plans to grow its fleet to meet seasonal demands or is expanding into new markets. Having access to a commercial vehicle line of credit can help you better manage your annual fleet renewal, respond to unexpected vehicle loss, and fund the acquisition of additional vehicles whenever needed.
- Annual credit approval (up to 12 months)
- Accommodates all eligible commercial vehicles, both Isuzu and non-Isuzu
- Combined billing statement
- Commercial vehicle credit lines starting at $500,000
Benefits:
- Saves time when more vehicles are needed
- Keeps your bank lines of credit free for other purposes
- No setup or non-utilization charges
- No annual fee
Line of Credit Underwriting Guidelines and Requirements
A completed and signed commercial vehicle credit application is the first step in the application process:
- Credit application must include a federal tax identification number and the names of owners (percentage of ownership must total 100%)
- Minimum of two bank/trade references
- Last three fiscal year-end financial statements (balance sheet and profit & loss)
- Most recent interim financial statements
- Full copies of corporate authority documents
